Staking my domain

I finally invested in a domain name--sure wish I'd parked a name years ago. I prepaid for two years' hosting services to get the best deal. (Need to register another domain name so I can move my pages on UMUC's site; I expect they'll soon delete my account seems I've graduated.)

Not sure how I'll design my site. I've uploaded a placeholder index page for now. Need to look up file permission settings as I can't remember what the acronyms mean. Thought my FTP program listed them in plain English...will have to check again as I didn't look at the file level, just the directory level.